I’ve been asked to do a brief overview on Payza here because it can be a very slow process at first.
You see, payza is much like PayPal but without the massive network of the global giant and therefore they take longer to go through your verification process when you first open an account. Needless to say that there are many stepts they have to take to avoid online fraud and such.
Be patient with Payza, once you complete your registration and verification things become easier and faster. My first payment took two weeks to go through, I also received a call to confirm that the deposit was done by me and not by soneone else, which is good for my own peace of mind. Since then my deposits are instant, I use a credit card for deposits.
To sign up, go to Payza.com
Then you have to fill-in your details.
Since this is a financial account, make sure you provide real name and address etc because you will need to verify your details to avoid any discrepancies.
A personal account is easier to verify because if you are not a registered company, you will not be able to provide a registration document for a company, so do not choose business account if you’re doing this for personal use.
As soon as you fill-in your details, a confirmation email will be sent to you, so make sure you go to this and confirm your email by clicking the link provided there.
Once this is done you can log-in and complete your profile set up, it is important to set your security question and security pin at this point because these are for your own extra security.
When done, your profile will show as complete.
But hold your breath, that’s not all done yet.
Now you’ll need to verify your account.
You could send and receive funds even before you verify your account but there are limits to what you can do before verification is complete. For instance, you can deposit funds via a bank wire, but not via a credit card and I personally use credit card deposits because they’re instant.
To verify your account you will need to send a scanned ID (photo by mobile phone will also suffice). Proof of address like a bank statement or utility bill will also be necessary.
To verify your credit card, you will need to scan the front and back but make sure you hide the long number on the front with a piece of white paper and use the same to hide the last three digits on the signature strip on the back (but leave the signature visible please).
Now the waiting commences and it could take up to two weeks to get this all verified. UK bank accounts and cards take less time to verify because there’s an automatic process and it took me a few days, but some friends had to wait a little longer. In the end, you will see this being displayed to confirm your verification.
Depositing funds into your Payza Wallet
I order to buy ad packs in Fort Ad Pays or any other program that you may be using, you need to have some funds into your Payza wallet.
Go to add funds :
Then you choose the type of transaction like bank wire or credit card deposit or there are a few other options, so read the FAQ section to get familiar with the fees for each different transaction.
If you choose to do a bank wire or transfer, you will be provided with a unique code that you have to then take to your bank and initiate the transfer in person (or over the phone). It is very important that you make a note of this code because it will not be sent to you over email. This is very sensitive, security information and it’s not in your interest to be passed over email, so best is to take a snapshot of the page. It will look like this
This all sounds like too much effort, hence why I choose to make my deposits by Credit Card and avoid this whole process.
This is my preferred method because it is instant… once you set it up and verify your card, of course. The verification might be quicker than a bank transfer and it’s difficult only the first time, then it becomes automatic. To verify your card, you’ll need to take a photo of the front of your card, but use a thin white paper to cover the long number except the last 4 digits – leave these visible. Also leave all other info visible like name, account number, expiry date etc. Then you take a photo of the back of the card, this time you only cover the security code which is the last few digits where your signature is. Here are the photos I sent to verify my card.
If you have trouble with any of these verification processes or any other step in your payza sign-up, just open a live chat with a customer service operator, that usually is available 24/7 and if busy, you might have to try a few times but it will work eventually and they’re very helpful. —> https://www.payza.com/support
Lastly, you can even add them on Facebook and try shoot them a message on their page and someone will assist you or direct you to the right place.
There is also another very useful payment processor, which acts as a link between all the major payment processors online and for a small fee of 2.8% can move your money between them, for instance if you have money in PayPal, you can transfer that to Payza without having to move it to your bank first and so on. This is called GMT and it works by recommendation, so you need to be referred by someone who is already a member.
Leave me a comment below if that is something you are interested in.
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