Alt Coins – which ones to buy?

ALT COIN (2).pngIf you are a first-time buyer of crypto currencies you will probably ask this question. I get this in my inbox at least once a day lately, so I decided to write this blog and give you my piece of mind on this subject.

There is a big difference between choosing a crypto from an investor point of view to choosing it as a trader.

With trading you will be looking at charts and base your selection on trends, performance and price catalyst factors so that will be a topic of a whole other post. This time I will focus on the more passive investment approach, something that most people seem to be aiming for.

Trading is not an easy skill to master and it is extremely time-consuming, so I entered that marketplace as an investor first and later tapped into the trading world.

So, how do you pick the right crypto currencies to buy and hold?

The obvious start is with Bitcoin – the big daddy of the crypto world. The most valuable, most usable of all, most sought-after and so on.. you get the idea. As far as safety goes, the long term potential for growth is definitely high here.

So, what next?

  • Look for VOLUME

    Big volume means big capital is invested already, that also means popularity, usability, which basically tells us that the project is having a good potential for growth and longevity. Nothing is guaranteed and we are yet to find out how many of the current 1000+ crypto currencies are going to hang around for longer, but the ones that have a lot of volume are those with the highest chances at achieving that. The best place to find out how these compare by volume is to go to  https://coinmarketcap.com where you will see their quick stats and you can arrange them in order by a few indicators, volume being the default one.

  • Look for USP [unique selling point]

    Bitcoin is a crypto currency and so are most crypto coins. Some are application specific while some are purely crypto coins. Look out for those that are innovative. Those that offer something new, an improvement of sorts or something really different, are the ones with potential.

  • Look for popularity and media presence.

    If a crypto is talked about, if it has media coverage, a strong, identifiable brand, this would mean it is already quite popular and that also drives the price up. If a crypto makes it to the mainstream [or at least semi-mainstream] that brings a lot of new buyers, thus with a growing demand you can expect a jump in value.

  • Research thoroughly.

    There are so many sources these days, facebook groups, twitter, slackchats, telegram groups, forums [reddit, bitcointalk and more]… and of course each crypto currency is a project of a kind and as such they have their own website. Make sure you check out their website, read their white paper, check their development team and current+upcoming projects, what is the future plan for this project, is there a long-term vision and where does it lead to… these are just some of the criteria you should consider in your research.

  • Gather public opinion.

    Aside from the forums, where you will be getting a lot of public opinion from the users and fans or haters of the project, try to also find just general public opinion, through facebook and other social media that is not saturated with crypto fans, try to find what the average Joe knows and if they get excited about it, that would be another good indicator that the price will rise with time as the project/coin becomes more and more popular.

  • Did I mention RESEARCH?

    Yeah, I know. I just wanted to emphasize the importance of doing your own research and learning about the coins you are buying. After all, you wouldn’t  invest in stocks of a company without knowing enough about it, so same rule applies here. You must understand “why” and “if” your investment will bring you amazing return or not… You must also keep informed about any new development on the project that is supported by the coin, make sure that the development is not abandoned or any other internal or external factors that may change its course with time.

Where to start?

The most useful website for any crypto currency user is CoinMarketCap. This is where you can keep track on price, volume, ranking, popularity, performance and more. By default, the coins listed will be arranged by volume.

Another useful website that will facilitate your analysis is CryptoCompare which has a slightly more trading look and functionality.
To gather public opinion and feedback you can look into blogs, videos on youtube, twitter, telegram groups, facebook groups, steemIt network or slack chats which most crypto currencies have. Also check out these forums https://bitcointalk.org or reddit

Don’t forget to go to each project’s website. Many of the coins are only born out of a necessity to support the network and its developers so they will have a lot of information there to help you in your research.

For a start you should research each of the top 20 -30 coins. If you are going to be an investor, you might want to spread your capital and buy a few of these rather than go big on just one of them. Unless there is a strong reason for it, I would not advise to go big on any one coin because there might be a big potential in another coin that could surprise you. I bought Strat and Ripple very early on when I started and despite my passion for Dash or ETH, both Strat and Ripple gave me much more profit [at the time of writing this]. So even though I didn’t know much about Strat at first, the feedback I gathered about it pointed toward an uptrend [and that hasn’t stopped for the past 3 months now] and I’m looking at over 1000% profit from both XRP and STRAT. This is just an example. If I was a maximalist, I would have chosen Dash at the time, but today I am looking at 40% profit from it, which cannot compare to the performance of XRP and Strat.

This is why I would advise you to diversify and buy at least 10 of the top coins, the gain is always bigger than the losses [if any]. Doesn’t make sense? Let me elaborate.
Say you deposit 0.1 btc in Dash and 0.1btc in ETC [only hypothetical] and Dash plummets to -50% while ETC jumps by 100% [ which is very likely]. You will loose 0.05 but your gain would be 0.1 so you’re not loosing really. And what if you also had 0.1 in SC and that shoots up to 300% … you would have made 0.2 just from that so who cares about the 0.05 loss that Dash made… This is pretty much my strategy, except… I actually bought something like 30 coins in my first month and now my portfolio has grown to about 50. Only a quarter of them are long term for me, the rest are trading material.

 

 

What is an Alt Coin?

ALT COIN (1).pngAltcoin is a term given to all crypto currencies other than Bitcoin. It literally means alternate coin. Altcoins are alternative blockchains to Bitcoin, they use the same basic principals as Bitcoin but with some changes (e.g different mining algorithms or consensus rules etc…).

Most alt coins are forks on Bitcoin, some are built on the Bitcoin blockchain, others operate their own blockchains and offer diversity in functionality, innovation, niche-specific developments or just improvements on what is already there. For instance faster transacting, better privacy, easier coding or more popular and usable language (Bitcoin is built on C++ which is a computer language not very popular these days, while many of the new cryptos are written on Java or Microsoft’s .NET that attract vast communities of developers and freelances who work with these computer code languages).

Many alt coins are competing to be the next big success story but the market is already saturated and only a small percentage of the currently circulating cryptos are in fact worth looking into.

There are nearly 1000 crypto currencies currently in circulation and the ones that I am trading or investing in, are only the top 30 or so. The best way to find out how they perform is by going to https://coinmarketcap.com/ and see their current rating by volume.

But what really makes a cryto currency valuable and why some of these virtually unknown and brand new coins go up in price is determined by a series of factors outlined in my next post. But just before I leave you, please note that you should definitely avoid any crypto currency that involves heavy recruiting and is based on a deep multi level marketing system. The likes of Onecoin, Dascoin, Swisscoin, Scoin or The Billion Coin [TBC] are all in this category. These are not on the public exchanges and they only serve as community tokens system, therefore they are not easily spendable or tradable, if at all…

1 year anniversary in Video Marketing…

74b5530ce391564995cb338c55688334.jpgThis month [April] marks the first year anniversary since I started running my Youtube channel and I would like to take the time to reflect on my progress and share with you my journey.

I first tapped into network marketing some 10 years ago but at the time I was focused on my photography career and did not follow through with it. Fast forward to 2014, I had just found myself with a little bit of spare cash in my pocket and I decided to look for ways to invest my savings and grow my capital online. Somewhere late that year I found a website that offered pretty much what I was looking for: 120% return on investment (ROI) and a growing memberbase, I learned about Alexa rankings, compounding your earnings, becoming an affiliate, earning commissions, little by little I realised I have gotten myself into another network marketing business although I viewed it as an investment. For a long time I did not want to promote and refer people into it because my network was predominantly art creatives, fashion and design professionals who are in a completely different frequency to the world of network marketing. It took me about 9 months until I decided to take the first step and I started a blog. It was just a diary of my progress with that program, kind of a record of my progress and what I learned. Soon I was hooked into courses and webinars and live events, all the elements of the network marketing industry that set up the road which you’re taking. I tried a bit of affiliate marketing, quickly realised direct sales was not my thing, then I joined more revshares, some hyips, tried binary options, spread betting, looked into forex, didn’t think it’s for me tried product based MLMs, digital-based MLM, more revshares, then came the matrices, the cyclers, I even helped design a matrix-style peer-to-peer program back in October 2016 when my friends Lubos Hollan and Tousif Parvez reached out to me for advice while I was holidaying in the South Of France ( I was already making a very decent online passive income and I had my first major hack attack on my accounts during that trip so it will not be easily forgotten. I lost a few thousand dollars because of being naive and using the same password for everything. Big mistake). I was grateful that this happened when I was already making money online and not earlier when I was still loosing… I have to mention here that I started my online journey with an initial investment of $5000 and by the end of my first year I had lost all of it, so then I had to start afresh.

All in all, I went through a lot in just one year. I seemed to had it all figured out when the first business I was invested in came crumbling down, a month after that the second followed suit, another few weeks went by and the third also disappeared from the online space. I just kept looking for new opportunities. With each loss I learned a new lesson, I got better equipped for the next challenge and I started playing it safe, working with smaller amounts of seed money to minimise and spread out the risks. I also started being more selective and used my experience to warn others about the dangers and the obvious scams out there. At this point my marketing profile was growing and my audience too. I had achieved one of my goals. Having an audience and the real difference came just after that April when I started my videos. That happened last April, exactly a year ago when I joined a video challenge for a business that I had just added to my portfolio called Ford Ad Pays. We were a group of enthusiastic marketers learning to use the power of videos in online marketing. Each day we had a topic that we had to discuss in our videos and one day we had to talk about our goals and this is a video that I am referring to here in my post below. I was in London last week to meet with the directors of a company that I just added to my business portfolio and I took the time to visit my old street, where I was living at the time when I started this online journey and I am proud to say that the tasks I laid out in my video exactly 1 year ago have now been achieved and mainly my re-location plan. I had just decided to try and move to Spain when I recorded this video and at the time it seemed like a distant thought, nothing too serious, just something I would like to be able to do. Well, I am really happy to say, I am writing this post from my new home, in Barcelona, Spain, I moved here just three months ago and it’s the place I asked for exactly one year ago. Target achieved. I am living the laptop lifestyle, making 100% of my income online, no more physical work, I am my own boss. Dreams do come true. If you work hard and keep believing in yourself you can achieve your goals but you need to be consistent and have a plan. Establish some discipline and routine and stick to your targets. Here’s my video message, keep working hard and don’t give up, no matter how hard it gets. Persistence will prevail.

Bitcoin Forking Simplified

bitcoin.png

There has been a lot of noise lately in the media and on all social media about the possible Bitcoin hard fork, some say it will be a soft fork, others are calling for no fork whatsoever…but what the heck is this all about and why all the panic?

The problem Bitcoin faces right now is one of scale-ability. The current block size is limited to 1MB – a cautionary measure implemented early on in the Bitcoin development after the blockchain suffered numerous hacking attacks. This was supposed to be a temporary limit on the block size but it was never lifted and we now face a big backlog on transactions, some days amounting to 100 000+  pending transactions for hours on end. Which in effect brings the fees up with many companies allowing their customers to pay higher fees and speed up their transactions processing. Currently, the daily revenue of fees on Bitcoin transactions is $350 000. Each day….

At the same time there are new coins, most of which are soft forks on Bitcoin in a way and offer improvements like instant-pay [by DASH] or higher privacy [Zcash, PIVX] or superior blockchain [Ethereum].

Many argue that if Bitcoin is to stay the dominant crypto currency, it has to be able to evolve and rise to the challenges of the times. The debate about the possible forking is not new, but it was reignited in December last year [2016] when the news about Bitcoin Unlimited began circulating.

What exactly is a Fork?

Forking is used as a term to describe a split in the system.  In simple terms, we see a proposal of a diversion from the current software that will enable size blocks to . There are two ways to do this.

“Hard Fork”is a permanent change in the block chain, where only the new software is accepted in the network. It means that every node – miners, merchants and users – has to upgrade to be able to validate the new blocks. Old nodes will not be able to validate new blocks. This will cause a split in the blockchain [version A and version B].

“Soft fork” does not cause a split in two blockchains because it is backwards-compatible and self-correcting in that only a majority of miners need to update to the new consensus rules. Old nodes will then see the new blocks as valid.

SegWit [ Segregated Witness] is one solution proposed for upgrading the block size to 2MB without the need to split the blockchain and it’s effectively a soft fork. This is not met with agreement by all miners unfortunately as some are in support of a bigger scale-ability of the blocks.

In the occurrence of a “Hard Fork” the result will be two development groups which is a split into:

  • Bitcoin Core [the current network]
  • Bitcoin Unlimited [the new version of the network with up-scaled block size].

BTC Vs BTU

Bitcoin Core [BTC] is the current version of Bitcoin that we know and use. It supports 1MB blocks and has the ability to support SegWit but does not agree with proposed upgrades by BTU

Bitcoin Unlimited [BTU] is a group of miners who propose a change in the software that allows for greater size of the blocks to be determined by market demand [and accepted by consensus of the miners]. The change is, however, incompatible with the current Bitcoin software and would therefore create a “new coin,” while carrying over the entire transaction history of the currency. BTU was developed by software engineer Andrew Stone and is supported by a minority but headed strongly by one of the biggest Bitcoin PR faces – Roger Ver, CEO of Bitcoin.com

Under normal circumstances, a change of rules would only occur if the whole network would agree on the new rules. Only one coin would emerge, causing no problem. However, as this split is caused by the very disagreement on the rules, initiated by Bitcoin Unlimited, it is very unlikely that Bitcoin Core would give in and would move to Unlimited.

If more than 51% of the nodes agree on the changes proposed by BTU, a hard fork will be possible and there would be two coins, each adhering to their own rules and the public opinion is that BTU forming as an Alt Coin. Many Alt Coins are just different versions of Bitcoin. My research shows that BTU is not very well-received in the Bitcoin community and most people would prefer that a split did not happen.

How would this affect us?

At times of uncertainty we usually see a price-dip and this is already quite noticeable this week. Bitcoin is currently standing at $950-970 per coin, down from $1200 in February. In the short term this is expected and it could be a trend that will last for a few more weeks. As soon as we see the end of this debate or at least some stability in the market, we will expect a recovery and some readjustment back to the higher numbers. Many speculators will take advantage of this lower price and the media hype that surrounds this topic only feeds the panic that causes a big dump at the exchanges which will make those buyers very happy. Some are diversifying their holdings with Alt Coins, others prefer to convert to USD for a short time and buy Bitcoin at a lower rate.

If you are not an active trader but holding Bitcoin for longer term, I would advise to just do nothing. Hold it but make sure you are using a cold storage. [like Ledger or Trezor] so you are the owner of your private keys. This way you can benefit from the choice of what version you will use in the future while some vendors and wallet providers might only choose to work with one of the two versions. Trezor and Ledger both give this response to the question about the splitting of the blockchain:

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This might not be the case if you are holding your coins in an online wallet. Most cloud storage wallets might not offer a choice to customers, so we see warnings issued by Coinbase, Circle and other providers to their customers.


sgjsndfkj.JPG


circle-fork.JPG


 

btcforking.jpg

 


Further reading:
http://www.coindesk.com/preparing-bitcoin-hard-fork/
http://bitcoin.stackexchange.com/questions/30817/what-is-a-soft-fork
https://cointelegraph.com/news/bitcoin-hard-fork-will-be-felt-deeper-than-ethereums-experts
https://blog.coinbase.com/update-for-customers-with-bitcoin-stored-on-coinbase-904dea08ac5f#.khru1mle3
https://arstechnica.com/business/2015/08/op-ed-why-is-bitcoin-forking/
https://blog.trezor.io/contingency-plan-bitcoin-hard-fork-b6ce85cde028#.s2g11vixi

Bitcoin – the revolution

bitcoin-perfecthue
2016 will go down as the year when we [the marketing world] embraced Bitcoin.
We started 2016 with some knowledge of the digital currency that has been growing since 2009 [it took us a while, I admit] but once we added Bitcoin in the game things took of and it was really a no-brainer. For a community that earns their income online it makes perfect sense to use this online currency. Surprisingly, it appears that Bitcoin makes things easier rather than complex, but most importantly, the fees are minuscule and that means you get more from your earnings to yourself. 
I bought my first Bitcoin in late Spring for about $425 and I still remember how disappointed I was with myself for an earlier rejection to the idea, at a time when Bitcoin was a mere $130 some years back. Nevertheless, a firm believer in the digital coin, I am happy to see Bitcoin reaching for the $1000 mark. It is something that many early investors are waiting for and it’s happening already.
Well, we are closing the year with a rough price of $950 and up.
What is he future of Bitcoin in 2017? More ups or downs? That is the question on everyone’s lips. Those who came in late and bought it in the past month are going to watch it with trepidation, stress about every little dip in the chart of course but one thing is for sure: Bitcoin will keep rising, it is still the only real crypto on the market that offers usability aside from the general investment outlook which will keep its rising popularity. And there is even a chance that it may hit the mainstream public. And if that happens, we might see it shoot straight up.
A few factors are needed if this is going to happen and the first one is : Promotion.
If we are to see the general public going mad for the coin it has to be marketed correctly. Through the mainstream media. And this is already happening. Financial outlets like newspapers and magazines have been banging on about it for years. It’s time for something more attractive and it’s coming in the shape of a full feature movie. Yes, in 2017 we are to have the first major movie about the revolution of the digital currency and it’s opening really soon.
“Banking on Bitcoin” is a feature film on Bitcoin, its history and future.
Set to be released on January 6, 2017. Produced by Gravitas Ventures, the film will be launched at select theatres and will also be made available on VOD.

The  film covers the most disruptive digital invention since the Internet. It follows the ideological battle underway between fringe utopists and mainstream capitalism. An in-depth coverage of key players in the space including Charlie Shrem, Cameron and Tyler Winklevoss, Barry Silbert, Erik Voorhees, Nathanial Popper, Alex Winter and more gives an insight into how they think this revolutionary cryptocurrency technology will shape our lives.

Could that be the next big push that is needed to carry on the ever growing popularity of Bitcoin into the mainstream and will that help the price reach the long awaited $2000 price value of the currency is yet to be seen but one thing is for sure. Bitcoin is here to stay and 2017 will be crucial year for its development and growth. Many governments are looking at utilising the Bitcoin and if successful they will do more damage to the currency than we would have expected but will they succeed is still questionable.

2017 will be a really interesting year for Bitcoin and we are all eager to find out what is coming.

Happy New Year everyone!

Security must come first…

Online hacking is a big risk for everyone making an income on the internet and it’s not only the big earners and businesses that are targeted. Many recent hacking attacks were directed toward the online marketing community and even those with little experience and new to this marketplace were under threat.
online-security-padlock

Since we are working in the internet space, all our data: accounts, profiles, transactions and so on, is exposed and could be violated if there is enough intent and effort involved. But even if you are not tech-savvy, there is still a chance of reducing that risk by taking some extra precautions.

Here are the most common mistakes we make and how to avoid them:

1 – The most common mistake and quoted as the biggest threat by most security experts is basically our own careless attitude to the issue of hacking. Most of us think that we aren’t important enough to be a target thus being complacent about the passwords we use and how difficult they are.

Tip: With the popularity of Facebook and random messaging, literally everyone is a target, even those of us who are hardly making ends meet. Better be safe than sorry, so make sure your passwords are strong, complicated and incomprehensible. A mixture of numbers and letters, capitals and small and a few special characters are all needed to make your password stronger. The best tip someone gave me recently is to use any unique characters or signs that might only be available in your country region. For instance here in UK we use the pound sign £ and many other keyboards don’t have it, so that’s an idea. 🙂

2 – Using the same password for multiple accounts is possibly the biggest mistake by far, but it stems from the above mentioned negligent take on security, hence why it is coming second in my opinion. This is not an official statistic, it is my take on the facts and based on a combination of research and personal experience.

Tip: Use a different password for each account or profile you have, this way if one account is compromised, your other accounts might be safe (depending on the nature of the hack).
The only time I had a hack on my accounts, I allowed the intruder to steal my money from both Payza and Payeer, two finance related services, both with the same password…and to make things worse, the email linked to these two accounts had the same password. Ideal scenario for an easy hack. The emails that were supposed to alert me of these fraudulent transactions were being deleted in real time so I wasn’t able to find out about the fraud until it was too late and my money was gone.

spam

3 – Another common mistake is using public wifi hotspots when on the go or on vacation. Public wifi is never secure enough and is not to be trusted.

Tip: while it’s okay to use that for social media and other non-paying websites, try not to login in your payment processors from a public hotspot if you are not in an urgency

4 – Opening links from messages on social media. Many of us who work in the network marketing domain are exposed to threats simply due to the fact that we communicate with strangers a lot. Learn to spot suspicious accounts early on, check the profiles of the people you are chatting with. 90% of the personal hacks depend heavily on the interaction with the user. A common trick is to send a virus file in a message, that could range from a exe file, to rar or zip or even just a link that is cookied to a different URL which does the damage. It is sometimes very hard to spot the danger immediately, so you must avoid opening any such files and always make sure that the person sending any links is the real person you’re speaking with and that you know them enough to trust that what they’re sending isn’t affected.

Tip : Make sure that they have enough history and a lot of real photos, just look out for any signs of fake activity, whether it be fake profile pics or lack of pics, lack of posts from previous years or months, lack of personal identity in the profile,

5 – Email hacking is still a very high risk factor. You should have a high level spam filtering in place but for us marketers the spam folder is the new inbox, right? So we ought to be very careful with those newsletters and offers we receive from the numerous programs or networks we sign up for. And of course the payment processors. Not a day goes by without receiving a fake email in my spam folder, asking me to verify my PayPal details or something of the sort.

Tip: If unsure about the authenticity of the email, first check the sender details, sometimes it’s obviously a different email address, but it can even be masked as the original sender, so you should always be suspicious of any email asking for confirmation of any details that directs you to a link. Reach out to the sender’s facebook page or website to inquire about the authenticity first. This is a must.

6ac60433ce1cb039a7468392b4778127

6 – Using anti-virus and anti-malware software is an obvious step you’d think but more importantly, you need to have an updated version (or two) of these . There are free ones like  AVG  or paid ones like Norton or Kasperski. I also use  Malwarebytes  to scan for things that anti-virus programs miss. Get one and update it automatically.

Tip : The same goes for your Internet browser. Always have the latest Chrome, Firefox, Microsoft Edge or Safari versions. Don’t just ignore that update request from your browser, do it right away. Some of those updates are security ones. In fact, keep up to date as to which is  the most secure browser  and just use that. Chrome, I’m looking at you buddy.

7 – Username matching your emails or other accounts. I am still guilty of this since I only found out recently that this was an issue.

Tip : You should make your usernames as complex as your passwords. Special characters and all that jazz. It should be unpredictable and not a real word.

8 – Being lazy when it comes to back ups is a bad habit. Why risk loosing important data?

Back up everything. You should constantly be backing up your hard drive, emails and  blog contents  to an external hard drive. If the worst happens and someone deletes your blog content you can get it back up without too much trouble. Imagine if you were relying on a website for your income and it all got deleted?

9 – Not using extra verification is a big setback. Always enable 2-step Authentication on all websites that have this option, especially for financial sites and emails. Whether it be via Google Authenticator or a different one or a text message with the code sent to your mobile, this is a really good feature and is also a must. Do not miss that.

10 – Back to the subject of passwords, here is what Candid Wuest, Threat Analyst at  Symantec has to advise about them:

“Two of the most common and basic mistakes consumers make when it comes to protecting their online assets is not to use strong passwords on all their devices and not applying patches or software updates, leaving people exposed to exploits cybercriminals actively leverage. The most common password of all is simply the word ‘password’. People think they are being clever – but it is one of the first words cyber-thieves try. Other passwords to avoid include children and pet names as well as favourite football teams and dates of birth – all commonly used. A hacker can find such details easily on social media such as Facebook and Twitter.

A better idea to create strong passwords is to remember a phrase – for example, “An Apple a Day Keeps the Doctor Away!”. The sentence as a whole, including spaces, would be the best password to use. If the system is older and only allows for short passwords, then use the first letters and you have a password “AAaDKtDA!”. If you also want numbers in it, then change a letter to a number that reminds you of the letter or replace words. For example, 1AaDKtD1!.

Use a password manager, such as Norton Identity Safe, to help remember multiple strong passwords across all your online accounts. Where possible, enable additional security features such as two factor strong authentication.

So these are all the tips I could think of today. Hopefully this post will make you revise your security and will improve your awareness on the subject.

And before I go, here is a list of the 25 most commonly used passwords according to a survey published by the Daily Telegraph

123456

password

12345678

qwerty

12345

123456789

football

1234

1234567

baseball

welcome

1234567890

abc123

111111

1qaz2wsx

dragon

master

monkey

letmein

login

princess

qwertyuiop

solo

passw0rd

starwars

 

If yours is one of these you might want to take action TODAY.

To find out how secure is your current password, go HERE:

To find out another 500 of the most used passwords [not the latest statistic] go HERE

**************

s2

Reference and further reading:

http://www.whatsmypass.com/the-top-500-worst-passwords-of-all-time

https://heimdalsecurity.com/blog/most-common-mistakes-27-cyber-security-experts/

http://www.telegraph.co.uk/technology/2016/01/26/most-common-passwords-revealed—and-theyre-ridiculously-easy-to/

https://howsecureismypassword.net/

http://www.passwordmeter.com/

https://codex.wordpress.org/WordPress_Backups  [back up your blog content]

https://www.mywot.com/en/mobile   [This  can help you  identify if anyone is trying to run a phishing scam on you by showing you what is safe.]

Which Bitcoin Card is the best?

I get this question a lot these days. Which is the best Bitcoin Card provider or What’s the best BTC card is what I get most of the time.

In fact, it is hard to point out to one only because the Bitcoin card providers are not too many yet and their fees and limits are pretty similar.

I did an extensive research and I found that the top three ones : Xapo, Wirex and Cryptopay have very little variation in their charges.

Ah, charges… most people hate the idea but to my experience, companies that operate with money have to be able to provide excellent service and that is costly too you know 😉

So to make it easier, I compiled the key factors for each major BTC card  processor in this table below.
In short:
-Each card issuer charges a dollar (or a euro) for maintenance which amounts to $12 a year
-Fees on withdrawals are mostly around $3.50 or 3% and the fees on purchases are often the same
-Most of them do not charge you to load funds in
-Many of them allow around $2000 daily withdrawals
-Most have limitations for non-verified users

… so the question really is about functionality. Some cards may be restricted in certain regions, so the best thing to do will be to pick a couple of these and go to their websites and research their full T&Cs and Charges so you can make the right choice. This screenshot will hopefully save you some time and will be you shortcut to making the right decision. Good luck 🙂

btc-cards

I just realised that the image cannot be opened larger, so please message me on Facebook and I will send you the large file.
My Facebook is: https://goo.gl/7fRuDH